Credit Skills & Management (Pty) Limited (CSM), is a national training and consulting company which specializes in credit and revenue management.   Key Attributes Focuses on Turning RISK management into  PROFIT management. Experience & Expertise in the formulation of Educational strategies to ensure efficient enhancement. Provides NATIONALLY recognised qualifications. Combines theoretical knowledge with PRACTICAL IMPLEMENTATION AND SKILLS DEVELOPMENT   Expertise & Integrity Institute of Credit Management (ICM) – and as a company CSM conforms to all stipulated regulations, and practices good Corporate Governance CSM’s Managing Director – Sharon McManus – is President of the Institute of Credit Management – and author of “A Practical Guide to Credit Management” The dedicated members of staff and Quality assurance, has proven to be a successful combination. CSM commits to complete confidentiality when entering into agreement with every client.   Good Standing Member of the Institute of Credit Management   Satisfied Clients  CADBURY  Dentsply UK  Dentsply SA  Status Medical Aid  PPC Cement  Lafarge Cement  Consumer Credit  Clover Dairies  Hans Merensky Holdings  Edcon  PG Bison  TransUnion  Ithala Bank